Every number
you need to close
the deal.
30+ Financing and Valuation calculators and analyzers built specifically for business owners, commercial operators, and their Advisers. SBA financing, valuation, tax structure, retirement, real estate — all in one place.
Platform overview
Business calculators — no credit card required to start. Open and use immediately.
Software categories — SBA, Business Lending, Valuation, Practice Finance, Tax, Retirement, Real Estate, Exit Planning.
To start using exitadviser.com. Built for Advisers and owners, not for lead generation.
$5M
Max SBA loan modeled. 7(a), 504, and conventional side-by-side.
30yr
Retirement income projection horizon. 8 income streams.
5x
Valuation methods. Income, asset, DCF, comparables, excess earnings.
K-1
Pass-through income with QBI deduction, SE tax, entity-type analysis.
504
Two-tranche SBA 504 modeled separately. Bank + CDC debenture.
SBA 7(a) vs 504 vs Conventional
The only calculator that models the SBA 504 as two separate loans — bank first lien and CDC debenture — with their own rates, terms, and amortization schedules. Compare all three programs across 7 detailed sections.
SBA Loan Comparison Calculator
Two-tranche SBA 504 with real capital stack breakdown
Enters your borrower profile once. Instantly compares all three programs across capital structure, monthly payments, amortization, total cost, and fit score — with a scored recommendation built from your credit, DSCR, purpose, and down payment.
SBA 7(a)
$7,842/mo
10 yr @ 10.5% variable
SBA 504
$3,891 bank
$2,104 CDC
$5,995/mo
20 yr blended
Conventional
$9,312/mo
7 yr @ 8.5%
All 18 tools
Every calculator built for the complexity real business owners actually face — not the simplified versions you find on bank websites.
SBA Financing
SBA Loan Comparison
7(a) vs 504 vs Conventional. Two-tranche 504 with separate bank and CDC amortization, capital stack, fit scoring.
Retirement Planning
Business Owner Retirement Planner
8 income streams: business distributions, seller note, K-1, investments, retirement accounts, SS, pension, real estate.
Valuation
Business Valuation Calculator
Income-based valuation: Cap Earnings, DCF, Excess Earnings (IRS Rev. Rul. 68-609). Consensus bridge visualization.
Valuation
Asset Valuation Calculator
21 asset line items, 16 liability items. Book NAV, Adjusted NAV, Orderly Liquidation, Forced Sale. After-tax waterfall.
Tax Analysis
1120-S Tax Return Analyzer
S-Corp tax return analysis across 5 years. KPIs, income, expenses, balance sheet, credit waterfall, 40+ financial ratios.
Tax Analysis
1120 C-Corp Analyzer
C-Corp tax return analysis. NOL carryforward, §163(j) ATI, DRD, Sched M-2, 21% flat tax, effective rate waterfall.
Financing & Debt
6 toolsSBA
SBA Loan Comparison
7(a) vs 504 vs Conventional. Two-tranche 504 capital stack.
Commercial
Commercial Mortgage Calculator
CRE loan analysis: NOI, cap rate, DSCR, LTV, debt yield.
Equipment
Equipment Loan Calculator
Equipment financing with Section 179 integration and bonus depreciation.
Credit
Business Line of Credit Qualifier
LOC sizing based on revenue, AR, and bank eligibility criteria.
Alternative
Factor Rate Calculator
Merchant cash advance and invoice factoring: true APR, total cost.
Seller
Seller Financing Calculator
Note income, installment sale tax treatment, balloon vs. amortizing.
Business Valuation
4 toolsIncome-Based
Business Valuation Calculator
Cap Earnings, DCF, Excess Earnings. Consensus bridge.
Asset-Based
Asset Valuation Calculator
21 assets, 16 liabilities. Book, Adj. NAV, Liquidation. After-tax proceeds.
Discount Rate
Discount Rate Calculator
WACC, CAPM, build-up method for private business valuation.
Earnout
Earnout Structure Builder
Model earnout milestones, present value, and probability-weighted outcomes.
Tax & Structure
4 toolsS-Corp
1120-S Tax Return Analyzer
S-Corp return, 5-year trend, 40+ ratios, global cash flow, credit waterfall.
C-Corp
1120 C-Corp Analyzer
C-Corp return: NOL, §163j, DRD, M-2, effective rate analysis.
Equipment
Section 179 Calculator
Section 179 expensing, bonus depreciation, after-tax equipment cost.
Real Estate
1031 Exchange Calculator
Deferred gain, replacement property, boot, timeline, and tax savings.
Retirement Planning
1 toolBusiness Owner
Business Owner Retirement Planner
8 income streams: business, seller note, K-1 pass-through, investment accounts, retirement accounts (Traditional/Roth/SEP), Social Security, pension, real estate portfolio. 30-year income projection. QBI deduction modeling. Two-tranche seller financing. RMD estimates.
Coming soon
Retirement Portfolio Stress Test
Monte Carlo simulation for retirement income sustainability across market scenarios.
Real Estate & CRE
2 tools"Finally a loan comparison that shows the SBA 504 as what it actually is — two loans, two lenders, two payment streams. Every banker I work with just blends the rate. This showed my client the real picture."
Commercial lender — Chicago, IL
"The retirement planner is the only tool I've found that handles K-1 pass-through income alongside Social Security and a commercial real estate portfolio. Built for actual business owners, not employees."
Business owner — Austin, TX